Accidents Happen

Every 4 seconds someone goes to the hospital because of an accident.*

Cash benefits paid directly to you

You receive cash benefits paid directly to you for a covered hospital stay. Use it for expenses, groceries, anything you wish. Benefits reduce 50% at age 70 on the date of the covered accident.

Receive benefits for up to 365 consecutive days

Your hospital stay might be longer than expected. Feel good knowing that you’re covered AND your coverage limits will remain constant.

Get $500 a day.

Being hospitalized and not working due to a covered accident can be financially tolling. That’s why your coverage limits increase the longer you are covered.

You'll receive coverage for doctor visits, too.

Individuals receive $50 for up to 3 physician visits per year, families up to 5 visits per year, for any reason!

Coverage for you and your family.

If you choose the family plan for 15.95 per month your spouse is covered for up to $250 per day while in the hospital and $50 per day for your children.

Your rate stays the same

Your affordable monthly premiums will not increase as you grow older, or should you experience any sudden health issues.

Choose any hospital or doctor you want

We want you to be comfortable wherever you decide to go. So know that your benefits will stay the same.

Get the same benefits even if you have other insurance

You collect full benefits, regardless if you’re already signed up for other insurance plans. They will not be reduced nor cancelled.

Up to $10,000 in additional lump sum benefits

You'll receive a lump sum benefit if you have to stay in the hospital for 30, 60, or 90 consecutive days for an injury due to a covered accident that could amount to up to $10,000. That's in addition to any other cash benefits you receive through the plan.

30 Day Right To Review

100% premium refund if you decide to cancel within 30 days.

*National Safety Council 2006