Because you just don't know.
Hospital Accident Plan Plus
Individuals pay $10.95, per month and families pay $15.95 per month. A full description of the insurance offered, including any exclusions and limitations are available by clicking the link below. You can rest assured because you are covered by an AIG member company, one of the world's largest insurance organizations.
Is This Health Insurance?
No. Health insurance is typically paid directly to doctors or hospitals to pay for their services. The Hospital Accident Plan Plus pays cash directly to you or whomever you choose while you are hospitalized, so you can pay your bills and not worry while you are recovering.
Who can Enroll?
If you are between the ages of 18-70 and live in Alabama, Alaska, Arizona, Arkansas, California, DC, Georgia, Hawaii, Idaho, Iowa, Kansas, Kentucky, Maine, Massachusetts, Minnesota, Montana, Nebraska, New Jersey, New Mexico, Ohio, Tennessee, Wyoming, you enroll.
When do my benefits begin?
Your Hospital Accident Plan coverage starts upon payment. You may use this cash to cover outstanding medical bills or your regular monthly expenses. You can actually use it for anything you need. It’s your money!
Are there any other benefits?
Yes, you are eligible for three doctor visits per year ( for any reason ). You'll also be covered for emergency room visits due to a covered accident. You'll also receive a $10,000 dollar additional lump sum benefit if you are hospitalized for 30 consecutive days as a result of a covered accident. All benefits are reduced 50% at age 70 or older.
This website provides a description for the insurance coverage available. The Policy contains reductions, limitations, exclusions and termination provisions. Full details of the insurance coverage are contained in the Policy. If there are any conflicts between this document and the Policy, the Policy (policy form number C11695DBG) shall govern. Coverage may not be available in all sates. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA., a Pennsylvania insurance company with its principal place of business at 70 Pine Street, New York, NY 10005. It is currently authorized to transact business in all states and the District of Columbia. NAIC No.19445